:root {
    --blue-deep:   #1a3a6b;
    --blue-btn:    #0034FE;
    --blue-active: #001aaa;
    --blue-light:  #e8f3fb;
    --white:       #ffffff;
    --text-dark:   #0d1f3c;
    --text-body:   #2e4560;
    --text-muted:  #5a7490;
    --brand-blue:  #0027A3;
    --font:        'Nunito Sans', sans-serif;
    --max-w:       1140px;
    --tr:          0.3s ease;
}

*, *::before, *::after { 
    box-sizing: border-box;
     margin: 0;
      padding: 0;
 }

html { 
    scroll-behavior: smooth;
 }
body {
    font-family: var(--font);
    color: var(--text-body);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}
img { display: block; max-width: 100%; }
a   { text-decoration: none; color: inherit; }
ul  { list-style: none; }

.container { max-width: var(--max-w); margin: 0 auto; padding: 0 2.5rem; }

/* ── Buttons ── */
.btn {
    display: inline-block;
    padding: 0.72rem 1.8rem;
    border-radius: 6px;
    font-family: var(--font);
    font-size: 0.93rem;
    font-weight: 700;
    cursor: pointer;
    border: 2px solid transparent;
    transition: all var(--tr);
    white-space: nowrap;
}
.btn--primary { background: var(--blue-btn); color: var(--white); border-color: var(--blue-btn); }
.btn--primary:hover { background: var(--blue-deep); border-color: var(--blue-deep); transform: translateY(-2px); }
.btn--outline { background: transparent; color: var(--blue-btn); border-color: var(--blue-btn); }
.btn--outline:hover { background: var(--blue-deep); color: var(--white); border-color: var(--blue-deep); transform: translateY(-2px); }
.btn--ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.75); }
.btn--ghost:hover { background: rgba(255,255,255,0.15); transform: translateY(-2px); }

/*  NAV */
nav {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 9999;
    background: transparent;
}

.nav-inner,
.finance-about-container {
    width: min(1160px, calc(100% - 64px));
    margin: 0 auto;
}

.nav-inner {
    height: 70px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}



.nav-logo { 
    display: flex; 
    align-items: center; 
    flex-shrink: 0; 
}

.nav-logo img { 
    height: 34px;
     width: auto; 
}

/* Mobile logo (smaller/icon only) — hidden on desktop */
.nav-logo-mobile       { display: none; align-items: center; flex-shrink: 0; }
.nav-logo-mobile img   { height: 28px; width: auto; }

/* ── Desktop nav links ── */
.nav-links {
    display: flex;
    align-items: center;
    gap: 2rem;
    list-style: none;
    margin: 0; padding: 0;
}
.nav-links a {
    font-size: 15px;
    font-weight: 600;
    color: rgba(0, 39, 163, 0.75);
    padding-bottom: 3px;
    border-bottom: 2.5px solid transparent;
    transition: color var(--tr), border-color var(--tr), font-weight 0s;
}
.nav-links a:hover { color: var(--brand-blue); }


.nav-links li.is-active > a {
    color: var(--blue-active);
    font-weight: 800;
    border-bottom-color: var(--blue-active);
}

/* ── Hamburger ── */
.nav-hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 6px;
    width: 36px; height: 36px;
}
.nav-hamburger span {
    display: block; width: 22px; height: 2px;
    background: var(--brand-blue);
    border-radius: 2px;
    transition: all var(--tr);
    transform-origin: center;
}

.nav--open .nav-hamburger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav--open .nav-hamburger span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav--open .nav-hamburger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }


.nav--open .nav-links {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    position: absolute;
    top: 70px; left: 0; right: 0;
    background: #ffffff;
    padding: 0.5rem 0;
    gap: 0;
    z-index: 9998;
    box-shadow: 0 8px 32px rgba(0, 39, 163, 0.12);
    border-top: 2px solid rgba(0, 39, 163, 0.08);
}
.nav--open .nav-links li {
    width: 100%;
    border-bottom: 1px solid rgba(0, 39, 163, 0.07);
}
.nav--open .nav-links li:last-child { border-bottom: none; }

.nav--open .nav-links a {
    display: flex;
    align-items: center;
    width: 100%;
    padding: 0.9rem 2.5rem;
    font-size: 15px;
    font-weight: 600;
    color: var(--brand-blue);
    border-bottom: none;          
    transition: background var(--tr), color var(--tr);
}
.nav--open .nav-links a:hover {
    background: rgba(0, 39, 163, 0.04);
    color: var(--blue-btn);
}

.nav--open .nav-links li.is-active > a {
    color: var(--blue-active);
    font-weight: 800;
    background: rgba(0, 26, 170, 0.05);
    border-left: 3px solid var(--blue-active);
    padding-left: calc(2.5rem - 3px);
}

/* HERO */

.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    background-color: #c8dff5;
    background-size: cover;
    background-position: center 99%;
    background-repeat: no-repeat;
    padding-top: 70px;
}
.hero-content {
    max-width: 820px;
    padding: 0 2rem;
}
.hero-headline {
    font-size: clamp(2.5rem, 5.5vw, 3.75rem);
    font-weight: 800;
    color: var(--brand-blue);
    line-height: 1.08;
    margin-bottom: 1.4rem;
}
.hero-sub {
    font-size: 15px;
    color: #1B1B1B;
    line-height: 1.65;
    margin-bottom: 0.8rem;
    font-weight: 400;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}
.hero-meta {
    font-size: 13px;
    color: #000066;
    margin-bottom: 2rem;
    font-weight: 400;
}
.hero-btns {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

/*  PARALLAX DIVIDER */   
.parallax-divider {
    position: relative;
    height: 260px;
    overflow: hidden;
    background: var(--blue-light);
}
.parallax-divider-track {
    position: absolute;
    inset: -80px 0;
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    transform: translate3d(0, 60px, 0);
    will-change: transform;
    transition: none;
}

/*  SHARED SECTION */
.section { padding: 5.5rem 0; background: var(--blue-light); }
.section-title {
    font-size: clamp(1.8rem, 3.5vw, 2.5rem);
    font-weight: 800;
    color: var(--brand-blue);
    text-align: center;
    margin-bottom: 0.5rem;
}
.section-sub {
    text-align: center;
    color: #000;
    font-size: 0.97rem;
    line-height: 1.65;
    max-width: 520px;
    margin: 0 auto 3.5rem;
}

/*    WHAT WE DO */
.what-we-do { background: var(--blue-light); }
.what-we-do .section-title { margin-bottom: 3rem; }

.wwd-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0 2.5rem;
    margin-bottom: 3rem;
}
.wwd-item { text-align: center; padding: 0 1rem; }
.wwd-item-icon {
    width: 110px; height: 110px;
    margin: 0 auto 1.6rem;
    display: flex; align-items: center; justify-content: center;
}
.wwd-item-icon img { width: 100%; height: 100%; object-fit: contain; }
.wwd-item-title { font-size: 1rem; font-weight: 800; color: var(--brand-blue); margin-bottom: 0.65rem; line-height: 1.3; }
.wwd-item-text  { font-size: 0.9rem; color: #1B1B1B; line-height: 1.72; font-weight: 400; }
.wwd-tagline {
    font-size: 0.97rem; color: var(--text-body);
    font-weight: 400; line-height: 1.7;
    text-align: center; max-width: 720px; margin: 0 auto;
}

/*    HOW WE LEND  */
.how-we-lend { background: var(--blue-light); }
.lend-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem 1.75rem;
}
.lend-item-img {
    width: 100%; aspect-ratio: 4/3;
    overflow: hidden; border-radius: 4px; margin-bottom: 0.6rem;
}
.lend-item-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
.lend-item:hover .lend-item-img img { transform: scale(1.04); }
.lend-item-caption { font-size: 0.875rem; font-weight: 600; color: var(--brand-blue); line-height: 1.5; }

/*   ABOUT US  */
.about { 
    background: var(--blue-light);
    min-height: auto;


}

.about-grid {
    display: grid;
    grid-template-columns: 240px 1fr;
    gap: 3.5rem;
    align-items: start;
}

.about-left {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.about-label {
    font-size: 0.97rem;
    font-weight: 400;
    color: #000066;
    line-height: 1.2;
    margin-bottom: 0;
}
.about-company {
    font-size: 1.45rem;
    font-weight: 800;
    color: #000066;
    line-height: 1.2;
    margin-bottom: 1rem;
}
.about-portrait {
    width: 100%;
    max-width: 200px;
    border-radius: 3px;
    overflow: hidden;
    margin-bottom: 0.6rem;
}
.about-portrait img { width: 100%; height: auto; display: block; object-fit: cover; }

.about-name {
    font-size: 0.88rem;
    font-weight: 800;
    color: var(--text-dark);
    margin-bottom: 0.05rem;
}
.about-role {
    font-size: 0.82rem;
    color: var(--text-muted);
    font-weight: 400;
    margin-bottom: 0.4rem;
}
.about-bio-link {
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--brand-blue);
    display: inline-flex;
    align-items: center;
    gap: 0.2rem;
    transition: color var(--tr);
}
.about-bio-link:hover { color: var(--blue-deep); }

.about-right { padding-top: 60px; }
.about-text {
    font-size: 0.97rem;
    line-height: 1.85;
    color: #000066;
    margin-bottom: 1.15rem;
    font-weight: 400;
}
.about-text:last-child { margin-bottom: 0; }

/*   WORK WITH US */
.work-with-us { background: var(--blue-light); text-align: center; padding: 6rem 0; }
.work-with-us .section-title { margin-bottom: 0.75rem; }
.work-with-us .section-sub   { margin-bottom: 1.75rem; }
.work-with-us-btns { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/*  FOOTER */
.footer { background: #99CCFF; color: #000066; font-family: var(--font); }
.footer-top { max-width: var(--max-w); margin: 0 auto; padding: 2.5rem 2.5rem 0; }

.footer-logo-row {
    display: flex; align-items: center; gap: 0.6rem;
    margin-bottom: 1rem; padding-bottom: 1rem;
    border-bottom: 1px solid rgba(0,0,102,0.2);
}
.footer-logo-row img { height: 30px; width: auto; }
.footer-tagline {
    font-size: clamp(1.4rem, 2.5vw, 2rem);
    font-weight: 800; color: #000066;
    margin-bottom: 2rem; line-height: 1.25;
}
.footer-cols {
    display: grid;
    grid-template-columns: 1fr 1fr 1.4fr 1.4fr;
    gap: 1.5rem 2rem;
    padding-bottom: 2.5rem;
    border-bottom: 1px solid rgba(0,0,102,0.15);
}
.footer-col h4 { font-size: 0.88rem; font-weight: 800; color: #000066; margin-bottom: 0.85rem; letter-spacing: 0.01em; }
.footer-col ul li { margin-bottom: 0.4rem; font-size: 0.83rem; color: #000066; }
.footer-col ul li a { color: #000066; transition: color var(--tr); }
.footer-col ul li a:hover { color: var(--blue-deep); }
.footer-col ul li.bullet { padding-left: 1rem; position: relative; margin-bottom: 0.75rem; }
.footer-col ul li.bullet::before { content: '•'; position: absolute; left: 0; color: #000066; }
.footer-newsletter-label { font-size: 0.88rem; font-weight: 800; color: #000066; margin-bottom: 0.75rem; }
.footer-form { display: flex; border-radius: 6px; overflow: hidden; max-width: 320px; }
.footer-form input {
    flex: 1; padding: 0.65rem 1rem;
    font-family: var(--font); font-size: 0.855rem;
    border: none; background: rgba(255,255,255,0.92);
    color: var(--text-dark); outline: none;
}
.footer-form input::placeholder { color: #8ba4be; }
.footer-form button {
    padding: 0.65rem 1.1rem; background: var(--blue-deep);
    color: var(--white); border: none;
    font-family: var(--font); font-size: 0.855rem; font-weight: 700;
    cursor: pointer; transition: background var(--tr); white-space: nowrap;
}
.footer-form button:hover { background: #112a52; }
.footer-bottom {
    max-width: var(--max-w); margin: 0 auto; padding: 1.1rem 2.5rem;
    display: flex; justify-content: space-between; align-items: center;
    font-size: 0.78rem; color: #000066; flex-wrap: wrap; gap: 0.5rem;
}


@keyframes fadeUp {
    from { opacity: 0; transform: translateY(28px); }
    to   { opacity: 1; transform: translateY(0); }
}
.reveal { opacity: 0; transform: translateY(22px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-d1 { transition-delay: 0.1s; }
.reveal-d2 { transition-delay: 0.2s; }

/*   RESPONSIVE*/
@media (max-width: 960px) {
    .nav-links     { display: none; }
    .nav-hamburger { display: flex; }

    
    .nav-logo        { display: none; }
    .nav-logo-mobile { display: flex; }

    .wwd-grid  { grid-template-columns: 1fr; gap: 2.5rem; }
    .lend-grid { grid-template-columns: repeat(2, 1fr); }
    .about-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    .footer-cols { grid-template-columns: 1fr 1fr; gap: 2rem; }
}

/*    RESPONSIVE  */
@media (max-width: 640px) {
    .section           { padding: 3.5rem 0; }

       .hero              { min-height: 100svh; padding-top: 80px; }
    .hero-headline     { font-size: 1.9rem; line-height: 1.12; margin-bottom: 1rem; }
    .hero-sub          { font-size: 14px; line-height: 1.6; }
    .hero-meta         { font-size: 11.5px; line-height: 1.75; }
    .hero-btns         { flex-direction: column; align-items: center; gap: 0.75rem; }
    .hero-btns .btn    { width: 100%; max-width: 260px; text-align: center; }

    .lend-grid         { grid-template-columns: 1fr; }
    .footer-cols       { grid-template-columns: 1fr; }
    .footer-bottom     { flex-direction: column; text-align: center; }
    .parallax-divider  { height: 180px; }

    
    .about-portrait    { max-width: 160px; }
    .about-grid        { gap: 1.5rem; }
}

/*    ABOUT PAGE */


:root {
    --finance-blue: #071a8c;
    --finance-link: #1d39ff;
    --finance-text-soft: #6b7280;
    --finance-bg: #edf2f7;
    --finance-card-bg: #dfe5ec;
    --finance-modal-overlay: rgba(10, 18, 40, 0.62);
    --finance-shadow: 0 30px 80px rgba(0, 0, 0, 0.18);
}


.finance-about-hero,
.finance-board-section {
    background: var(--finance-bg);
    
}

.finance-about-hero {
    padding: 130px 0 50px;
}

.finance-board-section {
    padding: 60px 0 90px;
}

.finance-about-grid,
.finance-board-layout {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: 42px;
    align-items: start;
}


.finance-about-title h1 {
    margin: 0;
    font-size: 36px;
    line-height: 1.05;
    font-weight: 400;
    color: var(--finance-blue);
}

.finance-about-title h1 span {
    font-weight: 700;
}

.finance-about-text {
    max-width: 100%;
}

.finance-about-text p {
    margin: 0 0 20px;
    max-width: 980px;
    font-size: 15px;
    line-height: 1.95;
    color: var(--finance-blue);
}

.finance-about-text p:last-child {
    margin-bottom: 0;
}


.finance-board-heading h2 {
    margin: 0;
    font-size: 36px;
    line-height: 1.05;
    font-weight: 700;
    color: var(--finance-blue);
}

.finance-board-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 38px 28px;
}

.finance-board-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.finance-board-image-wrap {
    width: 100%;
    border-radius: 18px;
    overflow: hidden;
    background: var(--finance-card-bg);
    aspect-ratio: 1 / 1.12;
}

.finance-board-image-wrap img {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: cover;
    object-position: center top;
    filter: grayscale(100%);
    transition: filter 0.35s ease, transform 0.35s ease;
}

.finance-board-card:hover .finance-board-image-wrap img {
    filter: grayscale(0%);
    transform: scale(1.03);
}

.finance-board-card h3 {
    margin: 14px 0 6px;
    font-size: 18px;
    line-height: 1.3;
    font-weight: 700;
    color: var(--finance-blue);
}

.finance-role {
    margin: 0 0 10px;
    font-size: 14px;
    line-height: 1.5;
    color: var(--finance-text-soft);
}

.finance-bio-link {
    padding: 0;
    border: none;
    background: transparent;
    color: var(--finance-link);
    font-size: 14px;
    font-weight: 500;
    line-height: 1.5;
    cursor: pointer;
    font-family: inherit;
}

.finance-bio-link:hover {
    text-decoration: underline;
}

/* =========================
   MODAL
========================= */

.finance-modal {
    position: fixed;
    inset: 0;
    z-index: 9999;
    display: none;
}

.finance-modal.active {
    display: block;
}

.finance-modal-backdrop {
    position: absolute;
    inset: 0;
    background: var(--finance-modal-overlay);
}

.finance-modal-dialog {
    position: relative;
    width: min(860px, calc(100% - 32px));
    margin: 4vh auto;
    background: #ffffff;
    border-radius: 20px;
    padding: 24px;
    z-index: 2;
    max-height: 92vh;
    overflow-y: auto;
    box-shadow: var(--finance-shadow);
}

.finance-modal-close {
    position: absolute;
    top: 10px;
    right: 14px;
    border: none;
    background: transparent;
    color: var(--finance-blue);
    font-size: 30px;
    line-height: 1;
    cursor: pointer;
}

.finance-modal-content {
    display: grid;
    grid-template-columns: 250px 1fr;
    gap: 24px;
    align-items: start;
}

.finance-modal-image img {
    width: 100%;
    height: 300px;
    display: block;
    border-radius: 14px;
    object-fit: cover;
    object-position: center top;
}

.finance-modal-text h3 {
    margin: 0 0 8px;
    font-size: 24px;
    line-height: 1.2;
    color: var(--finance-blue);
}

.finance-modal-role {
    margin: 0 0 14px;
    font-size: 15px;
    font-weight: 600;
    color: #4b5563;
}

.finance-modal-text p {
    margin: 0;
    font-size: 15px;
    line-height: 1.85;
    color: #243047;
}

body.modal-open {
    overflow: hidden;
}

/* =========================
   LARGE TABLETS
========================= */

@media (max-width: 1100px) {
  
    .finance-about-grid,
    .finance-board-layout {
        grid-template-columns: 220px 1fr;
        gap: 30px;
    }

    .finance-board-grid {
        gap: 30px 22px;
    }

    .finance-about-title h1,
    .finance-board-heading h2 {
        font-size: 32px;
    }
}

/* =========================
   TABLETS
========================= */

@media (max-width: 992px) {

    .finance-about-hero {
        padding: 100px 0 42px;
    }

    .finance-board-section {
        padding: 24px 0 72px;
    }

    .finance-about-grid,
    .finance-board-layout {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .finance-board-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 28px 22px;
    }

    .finance-about-title h1,
    .finance-board-heading h2 {
        font-size: 30px;
    }

    .finance-about-text p {
        font-size: 15px;
        line-height: 1.85;
    }

    .finance-modal-content {
        grid-template-columns: 220px 1fr;
        gap: 20px;
    }

    .finance-modal-image img {
        height: 260px;
    }
}

/* =========================
   MOBILE
========================= */

@media (max-width: 768px) {

    .finance-about-hero {
        padding: 88px 0 34px;
    }

    .finance-board-section {
        padding: 18px 0 56px;
    }

    .finance-about-title h1,
    .finance-board-heading h2 {
        font-size: 28px;
        line-height: 1.08;
    }

    .finance-about-text p {
        font-size: 14px;
        line-height: 1.8;
        margin-bottom: 16px;
    }

    .finance-board-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .finance-board-image-wrap {
        aspect-ratio: 1 / 1.08;
    }

    .finance-board-card h3 {
        font-size: 17px;
    }

    .finance-role,
    .finance-bio-link {
        font-size: 14px;
    }

    .finance-modal-dialog {
        width: calc(100% - 20px);
        margin: 2vh auto;
        padding: 18px;
        border-radius: 16px;
    }

    .finance-modal-content {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .finance-modal-image img {
        height: 240px;
    }

    .finance-modal-text h3 {
        font-size: 22px;
    }

    .finance-modal-role,
    .finance-modal-text p {
        font-size: 14px;
        line-height: 1.75;
    }
}

/* =========================
   SMALL MOBILE
========================= */

@media (max-width: 480px) {

    .finance-about-hero {
        padding-top: 92px;
    }

    .finance-about-title h1,
    .finance-board-heading h2 {
        font-size: 24px;
    }

    .finance-about-text p {
        font-size: 13.5px;
        line-height: 1.75;
    }

    .finance-board-image-wrap {
        border-radius: 14px;
    }

    .finance-board-card h3 {
        font-size: 16px;
    }

    .finance-role,
    .finance-bio-link {
        font-size: 13px;
    }

    .finance-modal-dialog {
        padding: 16px;
    }

    .finance-modal-close {
        font-size: 28px;
        top: 8px;
        right: 10px;
    }

    .finance-modal-image img {
        height: 220px;
    }

    .finance-modal-text h3 {
        font-size: 20px;
    }
}